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Getting comprehensive car insurance (kasko) is one of the most important ways to protect your vehicle. However, many people make serious mistakes without realizing it when purchasing insurance.
These mistakes can lead to significant financial losses, especially during a claim.
In this guide, we explain the 7 most common mistakes in Alanya and the right approach to avoid them.
1. Choosing Insurance Based Only on Price
The most common mistake is choosing the cheapest policy.
However, low price often means:
- Limited coverage
- High deductible
- Missing services
Remember, the goal is not the cheapest policy, but the right one.
2. Not Reviewing Coverage Details
Many people purchase insurance without checking the coverage details.
Important things to look for include:
- Is mini repair included?
- Is a replacement car provided?
- Are natural disasters covered?
Missing coverage can cause problems during a claim.
3. Ignoring the Deductible (Excess)
The deductible means you pay part of the damage.
Low-cost policies usually include:
- 15% – 25% deductible
- This can result in unexpected extra costs
4. Understating the Vehicle Value
Some people declare a lower vehicle value to reduce the premium.
This leads to:
- Lower compensation during a claim
- Financial loss in case of total damage (total loss)
5. Choosing Unauthorized Repair Services
Service selection in your policy is very important.
Advantages of authorized services:
- Original spare parts
- Warranty-backed repairs
- Higher quality workmanship
6. Not Knowing Who Will Manage the Claim Process
Many people only buy the policy without thinking about who will support them during a claim.
What really matters:
- The agency follows the process
- Provides guidance
- Protects your rights
7. Getting Insurance from Non-Local Providers
In a city like Alanya:
- Traffic density changes seasonally
- Tourism affects usage patterns
- Service processes may differ
Working with a local and experienced agency provides a major advantage.
Conclusion: The Right Insurance Means Real Protection
Car insurance is not just a formality—it is real protection when done correctly.
Wrong decisions may result in:
- Partial compensation
- Delayed processes
- Financial loss
As Çizgi Sigorta
With years of experience in Alanya, we offer our clients the most suitable insurance solutions.
- Customized coverage based on your needs
- Full support during claims
- Transparent and reliable service
Because for us, insurance is not just about issuing a policy—it’s about standing by our clients when it matters most.
