Private Health Insurance
With our individual health insurance solutions, we provide up to 100% coverage for your medical expenses that may arise as a result of an accident or illness…
Your most valuable asset is your own health. In this context, private health insurance offers you the opportunity to benefit from quality healthcare services with solutions suitable for every budget. It is important to consider getting health insurance as an investment in the future and to perceive it as a necessity rather than a luxury.
All our products have “Eco” versions. The “Eco” designation indicates that the product is only valid in certain private hospitals and is not valid abroad.
Why Should I Get Health Insurance?
Health insurance provides the freedom to choose your preferred doctor or healthcare institution. It covers the costs of outpatient or inpatient diagnosis and treatment resulting from any accident or illness, whether in Turkey or anywhere in the world. With this feature, health insurance becomes the greatest help to policyholders in their most difficult times by covering potentially high medical expenses.
Salaried employees or taxpayers filing annual returns can deduct the insurance premiums they pay from their tax base. To benefit from this, premiums must be paid on time.
Domestic Treatment Coverage
Inpatient Treatment Coverage
Inpatient coverage is provided at a 100% reimbursement rate and without limits at contracted healthcare institutions where our product is valid.
These include surgery, room and board, companion, intensive care (maximum 90 days per case), doctor’s follow-up, inpatient medication, inpatient diagnosis, chemotherapy, radiotherapy, and dialysis.
Outpatient Treatment Coverage
Outpatient treatment coverage is optional and can only be added to our products that include inpatient treatment. Coverage limits and reimbursement rates vary depending on the product.
These include doctor’s examinations, outpatient medication, outpatient diagnosis, physical therapy, menopause, dental treatment expenses resulting from traffic accidents, routine prenatal check-ups, mammograms, PSA tests, and colonoscopy.
Other Treatment Coverages
The following coverages are covered with a 100% reimbursement rate and varying limits at contracted healthcare institutions where our product is valid.
These include minor procedures, home care, rehabilitation, post-operative physical therapy, prosthetic limbs, ambulance, domestic air ambulance, international air ambulance, childbirth, auxiliary medical equipment, neonatal incubator coverage, and check-ups.
International Treatment Coverages
Inpatient Treatment Coverages
Our international treatment coverages are not valid for Economy products.
These include minor surgery, medium surgery, major surgery, special surgery, specialized surgery, extra major surgery, room-board-companion, intensive care, doctor’s follow-up, inpatient medication, inpatient diagnosis, chemotherapy, radiotherapy, and dialysis.
Outpatient Treatment Coverage
Outpatient treatment coverage includes doctor’s examinations, outpatient medication, outpatient diagnosis, and physical therapy.
Nefes Health Insurance
Nefes Health Insurance covers the benefits specified in the policy for visits to a healthcare facility in emergency situations specified in the policy, where a maximum of 12 hours have passed between the onset of the emergency and seeking treatment. It provides security against sudden and unexpected situations without straining our policyholders’ budgets.
Why Should I Get Nefes Health Insurance?
Nefes Health Insurance provides security against sudden and unexpected situations without straining your budget. It also gives you the freedom to choose any institution you want, regardless of whether it’s a contracted or non-contracted institution.
Individuals aged 0-64 are covered by insurance. Valid within Turkey (within the borders of the Republic of Turkey and the Turkish Republic of Northern Cyprus). Expenses related to acute crises of congenital conditions of unknown origin are covered under this product.
A free 8-day International Travel Insurance policy covering all countries worldwide is provided for one use within the policy period.
There is no limit/daily restriction on intensive care coverage.
Foreign Nationals Health Insurance
Our Foreign Nationals Health Insurance product offers a solution for the health insurance requirements of foreign nationals applying for a residence permit or residency visa. Our product meets the necessary conditions for a residence permit or residency visa.
